The Power of Saying ‘No’ to Unnecessary Expenses
You buy coffee outside every day for ₹150. Over a month, that’s ₹4,500. In a year, that’s ₹54,000! Now think—what if you saved that amount instead? This is just one example of unnecessary expenses quietly draining your wallet.
In Delhi, many turn to personal loans to manage their finances, but what if better expense control could reduce this dependency? According to Mint, 82% of Indians struggle to track daily expenses, leading to financial stress.
Cutting down even ₹100 a day could mean saving ₹36,500 in a year. Imagine redirecting that money toward paying off a personal loan in Delhi or investing it! Let’s explore how saying “no” to small unnecessary expenses can completely transform your finances.
Understanding Unnecessary Expenses
Unnecessary expenses are like...